Scam Alert: Customers will never be asked for full social security numbers, usernames, passwords, PINs, or one-time passcodes (OTP).  If you believe you have been a victim of a scam or your account has been compromised, please contact your local branch or call us at (888) 325-7777.

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  • Online and Mobile Banking

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Personal Checking

Our personal banking services are designed to fit you and your lifestyle specifically. Top-notch personal service and expert advice closer to home.

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22nd State Checking

The standard of our bank’s personal checking account options.


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No Problems Checking

No service charge, no minimum balance requirements & no problems for students or accounts with a direct deposit preference. Ideal for students or accounts with a direct deposit preference.


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22nd State Checking +

An option designed for those who want a little more out of their checking account. Ideal for both individuals and small businesses.


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Kasasa Cash Checking

Earn interest and earn cash and rewards with our FREE Kasasa Cash checking account.


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Kasasa Cash Back Checking

Get cash back when you pay with your debit card, and more!


Find the Perfect Account

Not sure which Checking Account is right for you?

That’s ok, click below to compare each type of 22nd State Bank Checking accounts.

Compare Accounts