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Business Checking

22nd State Bank’s answer for larger businesses and the high number of transactions that come with all that success.

  • $150 Minimum Opening Deposit
  • $0 Minimum Balance Requirement
  • Excessive Debit Fee
  • 20¢ per Debit over 50
  • 20¢ per Deposit over 50
  • Online and Mobile Banking
  • Offers an Earnings Credit*
  • Bill Pay
  • Remote Deposit Capture and Merchant Services Available
  • MasterCard Debit/ATM Card
  • Your choice of Paper or Electronic Statements
  • Free Notary Service

Small Business Checking

Appropriately named, this account offers low balance requirements and is ideal for smaller businesses that require fewer financial transactions.

  • $150 Minimum Opening Deposit
  • $500 Minimum Balance Requirement*
  • 100 total transactions per month**
  • Remote Deposit Capture and Merchant Services Incentives***
  • Online and Mobile Banking
  • Bill Pay
  • MasterCard Debit/ATM Card
  • Your Choice of Paper or Electronic Statements
  • Free Notary Service

*Must maintain minimum monthly requirement or the $10 monthly service charge will apply.

**No more than 100 total transactions per month or account will move to Business Checking.

***Monthly service charge fee waived if enrolled in Remote Deposit Capture or Merchant Services.

Business Forward Checking

Move your business forward with our standard interest-bearing checking account. Available for anyone who wants even more from their 22nd State banking experience, especially small businesses.

  • $0 Monthly Service Charge*
  • $100 Minimum Opening Deposit
  • $1000 Minimum Balance Requirement
  • Paper or Electronic Statements
  • Online and Mobile Banking
  • Bill Pay
  • MasterCard Debit/ATM Card
  • Unlimited Checking Writing
  • Free Notary Service