Consumer Savings | 22nd State Money Market
Higher Earnings, Smarter Savings.
Earn more on your savings with 22nd State Bank’s Money Market account. With tiered interest rates, competitive earnings, and the security of a savings account, it’s a smart way to grow your money.
Details
- Opening Deposit: $1,000.00
- Minimum Balance Required: $1,000.00
- Monthly Service Charge: $8.00 fee will be waived every statement cycle if the balance in the account remains above $1,000 every day of the cycle.

Transaction Limits: Transfers from a 22nd State Money Market account to another account or to third parties by check, draft, debit card, or similar order to third parties are limited to six (6) per month. If you exceed this amount, we may close your account or convert it to a checking account. There will be an excessive withdrawal fee of $5.00 assessed per withdrawal transaction of any type over six per month.
Terms: Customer must sign up for e-statements or pay a $2.00 monthly fee for statement printing. Account is subject to miscellaneous fees. 22nd State Money Market is only available to customers who opened an account prior to April 14, 2025.
Rates: For current APY and interest rates, contact your local 22nd State Bank branch and experience personalized service—no automated systems, just knowledgeable staff ready to assist.
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