Thanksgiving Holiday: 22nd State Bank will be closed Thursday, November 24th and Friday, November 25th in observance of Thanksgiving.

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Find the Perfect Account

Compare savings accounts to find what works for your life.

Simple
Savings
Kasasa
Saver
22nd State
Money Market
22nd State
Certificate of Deposit
Always Forward
IRAs
Minimum Opening Deposit

$100

$22

$1,000

$1,000

$1,000

Minimum Balance Required

$50

$0

$1,000

$1,000

$1,000

Monthly Service Charge

*$5

$0

**$8

$0

$0

Annual Percentage Yield

0.10%

0.75%

0-0.40% based on account balance

0.3-0.55% based on tiers

0.35-0.40% based on IRA

Interest Rate

0.10%

0.75%

0-0.40% based on account balance

0.3-0.55% based on tiers

0.35-0.40% based on IRA

Online and Mobile Banking
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Electronic and Paper Statements

No Charge

No Charge

No Charge

No Charge

No Charge

Bill Pay
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Unlimited Check Writing
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Free Notary Service
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*a service fee of $5.00 will be imposed every month if the balance in the account falls below $50.00 any day of the cycle and Interest will be waived for Qtr.; Excessive Debit Fee of $5.00 per debit transaction over three (3) per month.

**a service fee of $8.00 will be imposed every statement cycle if the balance in the account falls below minimum balance required any day of the cycle. To obtain the annual percentage yield disclosed you must maintain the minimum balance for the applicable tier in the account each day. Transfers from a Money Market account to another account or to third parties by check, draft, debit card, or similar order to third parties are limited to six per month. If you exceed this amount, we may close your account or convert it to a checking account. There will be an excessive debit fee of $5.00 assessed per debit transaction of any type over six per month.