Personal Credit Cards
Personal Platinum Visa®
The Personal Platinum Visa® Card from 22nd State Bank lets you choose between a ful 1% cash back* or the buying power of Platinum benefits.
Pay no interest on purchases and balance transfers no matter which card you choose.
- 0% intro APR on purchase and balance transfers for the first seven billing cyles after account opening
- After that, a variable APR for Platinum cash back and Platinum accounts based on the Prime Rate
*Cash back is earned up to your first $60,000 in annual spending. You can earn it on groceries, gas, online purchases and everything else you buy. There are no spending tiers or minimums.