KASASA CASH BACK CHECKING
Get cash back when you pay with your debit card, and more! Paying with your debit card keeps costs down, and we think you deserve to benefit too.
- Pays cash back on debit card purchases*
- Refunds on ATM withdrawal fees*
- No Monthly Maintenance fees
Earn 3.25% cash back on your debit card purchases every month and more.
- Free checking that pays you back
- Earn 3.25% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $300 in purchases monthly
- Earn up to $117 cash back per year, $9.75 per month
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to free Kasasa Saver® to build savings automatically
- No minimum balance to earn rewards
- No monthly maintenance fees
- Free Online Banking, including bill pay and mobile banking with mobile deposit
- Free MasterCard® Debit Card
- $22 minimum deposit to open
- Enrollment in E-statements is required
It’s Easy to Earn Your Rewards
It’s so easy to qualify, you’re probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- Be enrolled in and log into online banking or mobile banking
That’s it. Even if you don’t meet your qualifications during the cycle, your Kasasa Cash Back account is still free. (Contact one of our branch service representatives for specific Monthly Qualification Cycle dates.)
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.
“Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.
Contact one of our branch service representatives for specific Monthly Qualification Cycle dates.
Depending on what Kasasa account you have, you will receive the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle:
Kasasa Cash: daily balances up to and including $25,000.00 receive an Annual Percentage Yield (APY) of 2.50%; and daily balances over $25,000.00 earn an interest rate of 0.24% on the portion of the daily balance over $25,000.00, resulting in a range from 2.50% to 0.70% APY depending on the account’s daily balance.
Kasasa Cash Back: you will receive 3.25% cash back on up to a total of $300.00 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $9.75 cash back payments may be earned per Monthly Qualification Cycle.
You will receive reimbursements up to an aggregate of $25.00 for nationwide ATM withdrawal fees incurred within your Kasasa Cash or Kasasa Cash Back account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.
Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made, nationwide ATM withdrawal fees are not reimbursed and the entire daily balance in the Kasasa Cash account earns 0.05% APY.
Interest will be credited to your Kasasa Cash account on the last day of the current statement cycle.
Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the first processing day of the following statement cycle.
APYs accurate as of April 19, 2021.
APY calculations are based on an assumed balance of $25,000.00 + $100,000.00 in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.
Limit of 1 account of each type (Kasasa Cash or Kasasa Cash Back) per Social Security Number.
There are no recurring monthly maintenance charges or fees to open or close this account.
Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.
Kasasa, Kasasa Cash, and Kasasa Cash Back are trademarks of Kasasa, Ltd., registered in the U.S.A.