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Kasasa Cash Checking

Earn cash and get rewards.
Banks make money on your deposits. We think you deserve some too.

interest

Pays High
Interest

no minimum

Refunds on
ATM Withdrawal
Fees*

paperless

No Monthly
Maintenance
Fees

High Interest. Get 2.50% APY* on your balance every month and more.

It’s Easy to Earn Your Kasasa Cash Rewards
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in, and log into, online or mobile banking

Even if you don’t meet your qualifications during the cycle, your Kasasa Cash account is still free. Plus, you’ll still earn our base rate and can get right back to earning your full rewards the very next month!


Details

  • Free checking that pays high interest
  • 2.50% APY* on balances up to $25,000
  • 2.50% to 0.70% APY on balances over $25,000 depending on balance in account*
  • 0.05% APY* if qualifications aren’t met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free Online Banking, includes bill pay and mobile banking with mobile deposit
  • Free MasterCard® Debit Card
  • $22 minimum deposit to open
  • Enrollment in E-statements is required

Kasasa Cash Back Checking

Get cash back when you pay with your debit card, and more!
Paying with your debit card keeps costs down, and we think you deserve to benefit too!

credit cards

Pays cash back
on debit card
purchases*

no minimum

Refunds on
ATM Withdrawal
Fees*

paperless

No Monthly
Maintenance
Fees

Cash Back. Earn 3.25% cash back on your debit card purchases every month and more.

Earning Your Kasasa Cash Back Rewards is Simple
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in, and log into, online or mobile banking

Don’t worry if you don’t meet your qualifications during the cycle — your Kasasa Cash Back account is still free. Plus, you can get right back to earning your full rewards the very next cycle that you qualify.


Details

  • Free checking that pays you back
  • Earn 3.25% cash back on debit card purchases*

  • No category restrictions on purchases
  • Cash back earned on up to $300 in purchases monthly
  • Earn up to $117 cash back per year, $9.75 per month

  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free Online Banking, includes bill pay and mobile banking with mobile deposit
  • Free MasterCard® Debit Card
  • $22 minimum deposit to open
  • Enrollment in E-statements is required

Kasasa Tunes Checking

Earn refunds when you shop iTunes®, Amazon®, or Google Play™.
Try this free checking account that basically pays you to shop with these 3 big online merchants.

credit cards

Pays Online
Shopping
Refunds

no minimum

Refunds on
ATM Withdrawal
Fees*

paperless

No Monthly
Maintenance
Fees

Digital Credits. Get up to $10 every month on iTunes, Amazon, and Google Play purchase refunds and more.

Earning Your Kasasa Tunes Rewards is Easy as Pie
Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Tunes account during each Monthly Qualification Cycle:

  • At least 12 debit card purchases
  • Be enrolled in, and log into, online or mobile banking

If you don’t meet your qualifications during a cycle, your Kasasa Tunes account is still free. Even more, you can get right back to earning your full rewards the very next cycle that you qualify.


Details

  • Free checking that pays you to shop online
  • Earn up to $10 every month in refunds on iTunes, Amazon, or Google Play purchases.*
  • Get $20 in refunds on iTunes, Amazon, or Google Play purchases at sign up*
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No minimum balance to earn rewards
  • No monthly maintenance fees
  • Free Online Banking, includes bill pay and mobile banking with mobile deposit
  • Free MasterCard® Debit Card
  • $22 minimum deposit to open
  • Enrollment in E-statements is required
Bonus Information:

As a bonus to individuals who open and fund a new Kasasa Tunes account, our bank will refund up to an aggregate total of $20.00 (which includes any applicable taxes) for any iTunes, Amazon.com or Google Play purchases made with your Kasasa Tunes debit card that post and settle to the account within the first 60 calendar days after your account is opened. This refund will be credited to your account on the first processing day of the following statement cycle in which your aggregate iTunes, Amazon.com, Google Play purchase threshold of $20.00 posts and settles to your account.

Any portion of this bonus that is not used within the stated time period will be forfeited.

No minimum balance is required to obtain this bonus. $22.00 minimum deposit is required to open the account.

Limit of 1 account per Social Security Number and one account opening bonus per account per calendar year.

If your Kasasa Cash, Kasasa Cash Back or Kasasa Tunes account is closed within 12 months of account opening, we will deduct the account opening bonus at closing.

Annual Percentage Yield (APY) varies by account, account balance and if qualifications are met. See Reward Information Section below for account APY information.

Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our bank as ATM transactions, non-retail payment transactions and purchases made with debit cards not issued by our bank. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards.

“Monthly Qualification Cycle” means a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle.

Contact one of our branch service representatives for specific Monthly Qualification Cycle dates.

Reward Information:

Depending on what Kasasa account you have, you will receive the following rewards when you meet your account’s qualifications during a Monthly Qualification Cycle:

Kasasa Cash: daily balances up to and including $25,000.00 receive an APY of 2.50%; and daily balances over $25,000.00 earn an interest rate of 0.24% on the portion of the daily balance over $25,000.00, resulting in a range from 2.50% to 0.70% APY depending on the account’s daily balance.

Kasasa Cash Back: you will receive 3.25% cash back on up to a total of $300.00 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $9.75 cash back payments may be earned per Monthly Qualification Cycle.

Kasasa Tunes: you will receive up to an aggregate total of $10.00 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com, Google Play purchases must be made with your Kasasa Tunes debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends.

You will receive reimbursements of $4.99 per transaction, up to an aggregate total of $25.00for nationwide ATM withdrawal fees incurred within your Kasasa Cash, Kasasa Cash Back or Kasasa Tunes account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.

Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made, iTunes, Amazon.com or Google Play purchases are not reimbursed, nationwide ATM withdrawal fees are not reimbursed and:

Kasasa Cash: the entire daily balance in the Kasasa Cash account earns 0.04% APY.

Interest will be credited to your Kasasa Cash account on the last day of the current statement cycle.

Cash back payments and nationwide ATM withdrawal fee reimbursements will be credited to your Kasasa Cash Back account on the first processing day of the following statement cycle.

APY = Annual Percentage Yield.

APYs accurate as of August 20, 2019.

APY calculations are based on an assumed balance of $25,000.00 + $100,000.00 in your Kasasa Cash account and an assumed statement cycle of thirty-one (31) days.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account’s rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:

Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.

$22.00 minimum deposit is required to open these accounts.

Enrollment in e-Statements is a condition of these accounts.

Enrollment in electronic services (e.g. online banking) and log-ons will be required to meet some of the account’s qualifications.

Limit of 1 account of each type (Kasasa Cash, Kasasa Cash Back, or Kasasa Tunes) per Social Security Number.

There are no recurring monthly maintenance charges or fees to open or close this account.

Advertised information and rewards are based on all account qualifications being met during each cycle period.

Contact one of our bank service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions.

Trademarks:

iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon.com. Google Play is a registered trademark of Google, Inc. Apple Inc., Amazon.com and Google, Inc. are not participants in or sponsors of this program.

Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A.