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Remote Deposit Capture

Remote Deposit Capture (RDC) is a service allowing a business to scan checks at their own location to create a digital deposit. This digital deposit is then transmitted to 22nd State where it is posted to the business’s account. The benefits of this service? Convenience, better deposit availability, and reduced transportation cost and risk. Not too shabby.

To see if RDC can help your business, contact a 22nd State branch today.


Merchant Services

When it comes to making purchases, customers want convenience, which means they expect to have the option to pay by credit or debit card. 22nd State Bank can offer your business more ways to accept and process payments through BancCard. Getting on the path to payment processing as a best practice has never been easier. It starts with a free Cost-Savings Analysis that pinpoints exactly where you can save money.

To see if Merchant Services can help your business, contact a 22nd State branch today.

ACH Origination

Our ACH (Automated Clearing House) Origination service puts you in the driver’s seat when it comes to steering money in and out of your account. Our ACH Origination service simplifies the business of doing business. As an ACH originator, you’ll love the helpful perks like direct deposit for payroll.