Simple Savings
Tried and true. No frills.
“To be simple is to be great.”
— Emerson
A truly simple savings account for personal and business banking customers.
- $100 Minimum Opening Deposit
- $50 Minimum Balance Requirement*
- Earns Interest
- Online and Mobile Banking
- Your Choice of Paper or Electronic Statements
22nd State Money Market
With higher interest rates than a savings account and limited withdrawal abilities, 22nd State’s money market account offers the benefits typical of both savings and checking accounts.
A smooth blend of the best in savings and checking.
- $500 Minimum Opening Deposit
- $1000 Minimum Balance Requirement*
- Interest increases as your balance increases
- Online and Mobile Banking
- Can be linked to 22nd State checking accounts to provide overdraft funding
- Your Choice of Paper or Electronic Statements
- Up to 6 Debit Transactions**
**An excessive debit fee of $5 per transaction will apply if more than 6 debit transactions occur during a one month period.
22nd State Certificates of Deposit (CDs)
Our Certificates of Deposit are a great way to maximize your earnings without the risk of investment securities.
Product Features
- Maturity terms as little as 6 months
- $1000 Minimum Opening Deposit