Business Platinum Visa

We offer two great business credit card options with a variable APR for Platinum cash back and Platinum accounts based on the Prime Rate. Which card is right for you?

Cash back! Earn a full 1% cash back on office supplies, travel, online purchases and everything else you buy up to the first $100,000 in annual spending. There are no spending tiers or minimums.

After that, a variable APR for Platinum cashback and Platinum accounts based on the Prime Rate.

debit card

Access Your Account 24 Hours a Day

  • Oversee all of your activity at a glance
  • Manage payment options and transactions
  • Update your profile information
  • Set account alerts to track payments and balances
  • Manage your account, anytime, anywhere

The Peace of Mind of Visa® Zero Liability

You only pay for purchases you have authorized on your card. Unauthorized purchases are NOT your responsibility.

The Visa® Zero Liability policy covers U.S. issued cards only and does not apply to certain commercial card transactions, or any transactions not processed by Visa®. Cardholder must notify 22nd State promptly of any unauthorized use. Consult 22nd State for additional details.

Take advantage of a 22nd State card and consolidate all of your financial needs with one service-oriented bank.

Apply online at or call us at (334) 687-1685, and we will be happy to send you an application.

Lost or Stolen Credit Cards:
Please call: 1-866-598-1769