Who we are

22nd State Bank has been evolving for over 100 years.  Of course, that makes sense: this last century has seen a remarkable amount of change, no place more than America’s 22nd state — Alabama.

Our people have responded to these changes time and time again.  Our continued success, however, is a product of the way we’ve stayed the same.  We care about relationships. We care about individuals. We cannot grow without the kind of consistency that builds trust, safety, and community.  And we wouldn’t want to.

Our policy is one of consistent adaptation — not to trends but to our customers and our communities.  Everyone is different, so we make products and services to fit everyone’s needs. Our decisions are kept local and our service personal.  That will always be the case.

Welcome to 22nd State Bank

For 100 years we’ve been moving towards what we are now: a bank of convenience.

From customized services and products to mobile-first banking, we are trying to meet your needs.

If you have questions, ask us.  Suggestions? We want those too.  Online or in-person, we’re ready to help and to talk.


22nd State Leadership

Steve Smith

Chief Executive Officer

Blair Osmer

Chief Financial Officer
Senior Vice President

Matt Dial

Senior Vice President
Retail Lending Executive

Rich Campbell

Senior Vice President
Senior Lender

Hanna Cole

Group Vice President
Loan Operations Executive

Regina Pettis, CRCM

Vice President
Compliance & BSA Officer

Sarah Milburn

Vice President
Branch Administration/Marketing

Christopher Roberts

Vice President
Mobile Loan Officer

John Seibt

Vice President
Senior Relationship Manager

Ginger Simmons

Brewton City

Elizabeth Miller

Vice President

Lecie Tillman

Vice President
Branch Manager

Sonya Williams

Assistant Vice President
Clayton Branch Manager

Tiffany Adams

Branch Manager