Who we are
22nd State Bank has been evolving for over 100 years. Of course, that makes sense: this last century has seen a remarkable amount of change, no place more than America’s 22nd state — Alabama.
Our people have responded to these changes time and time again. Our continued success, however, is a product of the way we’ve stayed the same. We care about relationships. We care about individuals. We cannot grow without the kind of consistency that builds trust, safety, and community. And we wouldn’t want to.
Our policy is one of consistent adaptation — not to trends but to our customers and our communities. Everyone is different, so we make products and services to fit everyone’s needs. Our decisions are kept local and our service personal. That will always be the case.
Welcome to 22nd State Bank
For 100 years we’ve been moving towards what we are now: a bank of convenience.
From customized services and products to mobile-first banking, we are trying to meet your needs.
If you have questions, ask us. Suggestions? We want those too. Online or in-person, we’re ready to help and to talk.
22nd State Leadership
Steve Smith
Chief Executive OfficerPresident
Blair Osmer
Chief Financial OfficerSenior Vice President
Matt Dial
Senior Vice PresidentRetail Lending Executive
Rich Campbell
Senior Vice PresidentSenior Lender
Hanna Cole
Group Vice PresidentLoan Operations Executive
Regina Pettis, CRCM
Vice PresidentCompliance & BSA Officer
Sarah Milburn
Vice PresidentBranch Administration/Marketing
Christopher Roberts
Vice PresidentMobile Loan Officer
John Seibt
Vice PresidentSenior Relationship Manager
Ginger Simmons
Brewton CityPresident
Elizabeth Miller
AssistantVice President
Lecie Tillman
Vice PresidentBranch Manager
Sonya Williams
Assistant Vice PresidentClayton Branch Manager
Tiffany Adams
EufaulaBranch Manager