Who we are
22nd State Bank has been evolving for over 100 years. Of course, that makes sense: this last century has seen a remarkable amount of change, no place more than America’s 22nd state — Alabama.
Our people have responded to these changes time and time again. Our continued success, however, is a product of the way we’ve stayed the same. We care about relationships. We care about individuals. We cannot grow without the kind of consistency that builds trust, safety, and community. And we wouldn’t want to.
Our policy is one of consistent adaptation — not to trends but to our customers and our communities. Everyone is different, so we make products and services to fit everyone’s needs. Our decisions are kept local and our service personal. That will always be the case.
Welcome to 22nd State Bank
For 100 years we’ve been moving towards what we are now: a bank of convenience.
From customized services and products to mobile-first banking, we are trying to meet your needs.
If you have questions, ask us. Suggestions? We want those too. Online or in-person, we’re ready to help and to talk.
22nd State Leadership
Steve Smith
President/CEOBlair Osmer
Senior Vice President/CFOMatt Dial
Senior Vice President/Retail Lending ExecutiveRich Campbell
Senior Vice President/Senior LenderHanna Cole
Group Vice President/Loan Operations ExecutiveRegina Pettis, CRCM
Vice President/Compliance & BSA OfficerSarah Milburn
Vice President, Branch Administration/MarketingChristopher Roberts
Vice President/Mobile Loan OfficerJohn Seibt
Vice President/Senior Relationship ManagerGinger Simmons
Brewton City PresidentElizabeth Miller
Assistant Vice PresidentLecie Tillman
Vice President/Branch ManagerSonya Williams
Assistant Vice President/Clayton Branch ManagerTiffany Adams
Eufaula Branch Manager