About Us

For over a century, 22nd State Bank has grown alongside the people we serve.

Founded in 1917 as Farmer’s Exchange Bank in rural Alabama, we’ve proudly upheld our promise to deliver banking services that truly serve you. In our 100 years of history here in Lower Alabama, we’ve evolved to meet the needs of our communities—from customized products and services to mobile-first banking—while remaining true to our roots.

In 2018, we became 22nd State Bank to better reflect our broader vision of providing Alabama with the best in relationship banking. Now headquartered in Mobile, our commitment to the financial well-being of our customers has never wavered.

At our core, we believe banking is about people, not just transactions. Growth means nothing without trust, and we work every day to earn it. We build lasting relationships and support individuals on their entrepreneurial and personal financial journeys with consistency and care, because that’s the only way we do business. Our decisions stay local, our services stay personal, and our commitment stays strong, and that will never change.

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