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  • Online and Mobile Banking

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  • Don’t have Online Banking? Enroll Today >

We treat every business
as a unique partner.

Because businesses are as individual as
the people that make them up.

Learn How We Can Help Your Business
3 Mobile phones showing different images of mobile banking app

Online and Mobile Banking

Fast and convenient control of your finances.

Start banking anywhere, anytime with the 22nd State Bank Mobile Banking Apps.

Business Loans

We understand local businesses. We are one.

We know how important local businesses are for the growth and sustainability of the communities that surround them. Contact us today to learn how we can help take your business to the next level.

Learn More

Personal Loans

Whether you want to buy a house, a car, boat, or… well, just about anything, we are here for you.

We have local lenders available to make decisions quickly and customize our products for your needs with competitive terms and fantastic rates on a wide variety of personal loans.

Learn More

Consumer Products

Life is complicated, but together we
can make it a little bit easier.

$22

minimum
opening deposit

22nd State Checking >

0.1% APY

earn a little more
while you save

Simple Savings >

1.0%

cash back on all
purchases

Platinum Card with Cash Back Rewards >