Scam Alert: Customers will never be asked for full social security numbers, usernames, passwords, PINs, or one-time passcodes (OTP).  If you believe you have been a victim of a scam or your account has been compromised, please contact your local branch or call us at (888) 325-7777.

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  • Online and Mobile Banking

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Consumer/Small Business Login
Business/Cash Management Login

We treat every business
as a unique partner.

Because businesses are as individual as
the people that make them up.

Learn How We Can Help Your Business
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Online and Mobile Banking

Fast and convenient control of your finances.

Start banking anywhere, anytime with the 22nd State Bank Mobile Banking Apps.

Business Loans

We understand local businesses. We are one.

We know how important local businesses are for the growth and sustainability of the communities that surround them. Contact us today to learn how we can help take your business to the next level.

Learn More

Personal Loans

Whether you want to buy a house, a car, boat, or… well, just about anything, we are here for you.

We have local lenders available to make decisions quickly and customize our products for your needs with competitive terms and fantastic rates on a wide variety of personal loans.

Learn More

Consumer Products

Life is complicated, but together we
can make it a little bit easier.

$22

minimum
opening deposit

22nd State Checking >

1.0%

cash back on all
purchases

Platinum Card with Cash Back Rewards >